# Buoy Peer-to-Peer Insurance

> In a

Source: https://support.boatsetter.com/en_us/buoy-peer-to-peer-insurance-HJJP3Pobll

Last updated: 2025-11-12T20:55:57.188Z

In addition to [Buoy Commercial Renter's Insurance](https://support.boatsetter.com/en_us/buoy-insurance-B10e28pq2), Boatsetter partners with Buoy to offer an exclusive Peer-to-Peer Insurance Policy that insures recreational owners and their guests, providing seamless protection for Boatsetter trips.

This coverage is designed for owners without a [commercial policy](https://support.boatsetter.com/en_us/using-commercial-insurance-S1QNLJohs) who want to rent their boats on the Boatsetter platform. It is required for owners listing their personal boats and is added on top of a recreational policy, enabling peer-to-peer use for a [fee](https://support.boatsetter.com/en_us/listing-and-insurance-fees-H1v78Js3s). 

Buoy's Peer-to-Peer Insurance Policy meets Florida's statutory livery insurance requirements. You can find full details on coverage, limits, and general policy information [here](https://www.buoy.rent/national-coverage).